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These days of austerity and also relative anxiousness about getting debt, many people balk resistant to the idea of employing a credit card in order to make purchase of merchandise or even pay for a holiday, preferring, instead only to rely on the tried and also trusted way of making repayment - hard cash. However, if you've got the cash on hand to make the purchase in full, then, paradoxically, that's the best time to use the credit card for several causes.